The end of summer is a valuable checkpoint. As summer winds down, vacations come to an end, schools reopen, and business calendars begin filling up again. For retirement plan sponsors, this is one of the last opportunities to step back and review plan operations before year-end notices, compliance testing, open enrollment, budgeting, and other deadlines begin competing for attention.  ...

None of us like to think about the unexpected, but being prepared is a meaningful way to support loved ones during difficult circumstances.  A "just in case” binder is simply a well-organized collection of the information your loved ones would need if you or your spouse were to pass or become incapacitated. Instead of scrambling to find account numbers, passwords, insurance policies, or legal documents, everything is in one place. At a time when things are already disrupted, the last thing someone wants to do is search for information.  ...

Many people believe that once they sign a Power of Attorney (POA), they're covered for whatever life may bring. In reality, there are several types of powers of attorney, each serving a different purpose. Understanding the differences can help ensure that the right person can make decisions on your behalf if you're unable to do so. ...

As summer approaches, many clients are traveling, spending more time online, and making financial decisions in less controlled environments. Unfortunately, this is also a time when fraud attempts and cybersecurity risks increase. ...

Fall: The Perfect Time for a Fresh Look Fall brings cooler air, shorter days, and a natural pause before the year wraps up. It is also a great time for plan sponsors to step back and take stock of their retirement plan. ...

October brings pumpkins on porches, children in costumes, and neighborhoods filled with Halloween decorations. It is also a reminder that the year is drawing to a close and that this is the season when many sponsors review their retirement plan design. ...

The retirement plan world is buzzing. On August 7, 2025, a new executive order called Democratizing Access to Alternative Assets for 401(k) Investors was signed, and it changes everything. It directs the Department of Labor, the SEC, and the Treasury to rethink rules that have long kept crypto & private equity on the sidelines of most 401(k) plans. ...

As a 401(k) advisor working with plan sponsors, corporate leadership teams, and private equity groups, I have seen firsthand how retirement plans are often an afterthought during mergers and acquisitions (M&A). This oversight can result in compliance issues, unnecessary costs, and missed opportunities for both buyers and sellers. ...

It is easy to get into the habit of reviewing vacation plans more often than your 401(k). But as summer slows things down a bit, it is actually a great time to revisit your retirement plan and make sure it is still working the way it should. ...

Summer is in full swing. Whether you are headed to the beach, the mountains, or just enjoying longer days and warmer evenings, the last thing most people are thinking about is their 401(k). But while you’re out enjoying the sunshine, the right retirement plan design can be quietly working in the background, helping employees save more effectively and helping employers build a better plan. ...